// legal

Privacy Policy

Effective 16 October 2026

The short version. Credly is built so that we can't read your vault.

  • Your passwords, notes, passkeys, cards and attachments are encrypted on your device before they reach us. We never receive your master password or your Secret Key, so we can't decrypt them, and neither can anyone who gets into our servers.
  • We do see your email address, your devices and sign-in history, and the account details we need to run the service and bill you.
  • We don't sell your data, we don't show ads, and we use no advertising trackers. Our public website counts visits with cookieless analytics; the vault app and our apps have no analytics at all.
  • The free password generator runs entirely in your browser. What it generates is never sent to us.

1. Who we are

Credly is a password manager operated by Verluk Technologies (“Credly”, “we”, “us”). This policy covers the Credly website at credly.verluk.com, the web app at app.credly.verluk.com, the Credly apps for iOS, Android, macOS, Windows and Linux, the browser extension, and the command-line client.

For the personal data described here we are the data controller. You can reach us about anything in this policy at support@credly.verluk.com.

2. What we can't see

Credly uses end-to-end, zero-knowledge encryption. When you create an account, your device derives an encryption key from your master password and a randomly generated Secret Key. Both stay on your devices; neither is ever sent to us.

Everything you store in your vault is encrypted with keys we never hold before it leaves your device. That covers usernames, passwords, passkeys, notes, card details, two-factor secrets, SSH keys, attachments, and the names of your vaults. Signing in uses the SRP protocol, so we can confirm you know your password without ever learning it.

A consequence you should know: we can't recover your vault for you. If you lose both your master password and your Recovery Kit, the encrypted data can't be opened, by you or by us.

3. What we collect

Account information

Vault metadata

To sync your vault and show it quickly, a few facts about each item are stored unencrypted: the item's type (for example “login” or “card”), the website host used to fetch its icon (for example github.com), whether it is a favourite, archived or in the trash, its size, and when it was created or changed. The item's contents stay encrypted.

The names, colours and icons of your folders are also stored unencrypted, so avoid putting secrets in a folder name. Which items are in which folder is encrypted.

Devices, sessions and security activity

Locations are looked up on our own servers from an offline database. Your IP address is not sent to a third-party location service.

Payments

If you subscribe, our payment providers handle your card or mobile-money details; we never see or store them. We keep your plan, subscription status, the amount and currency charged, the billing period, and the provider's customer and subscription references. If you subscribe inside the iPhone or Android app, Apple or Google takes the payment under their own terms; we receive the purchase details the store signs (product, billing period, renewal status and the store's transaction reference) so we can unlock your plan, and you manage or cancel that subscription in the store.

Messages you send us

If you email support, we keep that correspondence so we can help you.

Error reports

When something breaks, the apps send a technical error report: what failed, where in the code, and basic device and browser details. In the web app, a sample of sessions is also recorded as a session replay to help us reproduce bugs. Replays mask all text and block all images and media, so they capture layout and clicks only, never what is on screen in your vault.

Website analytics

On our public website (credly.verluk.com, including the password generator and this page) we count visits with Umami, an open-source analytics tool that we run on our own servers. No outside analytics company receives this data. It sets no cookies and builds no profile of you. We record the page you visited, the site that referred you, any campaign tags in the link, your browser, operating system, device type, screen size, language and country, and a few anonymous interactions with our tools: switching generator modes, regenerating, copying, running a strength or breach check, and clicking to sign up. We never record the passwords themselves, or how strong they are. Your IP address and browser details are used to count unique visitors: they are turned into an identifier that changes over time, and the IP address itself is not stored. If your browser sends a Do Not Track or Global Privacy Control signal, no analytics are recorded.

The vault web app, the browser extension, the mobile and desktop apps and the command-line client have no analytics.

The password generator and strength checker

The free tools on our website (the password, passphrase and PIN generators and the password strength checker) run in your browser with no account. Generated passwords, passphrases and PINs, and any password you type into the strength checker, are never transmitted or stored by us, and they are never part of our analytics. If you use the strength checker's optional breach check, your browser sends only the first five characters of the password's SHA-1 hash to Have I Been Pwned's Pwned Passwords service and compares the result itself. We remember your light or dark theme choice in your browser's local storage.

4. How we use it, and our legal basis

PurposeData usedLegal basis
Provide your account: sign-in, sync across devices, sharing, emergency accessAccount information, vault metadata, encrypted vault dataPerforming our contract with you
Keep your account secure: new-device and sign-in alerts, lockouts, abuse preventionDevices, sessions, activity log, IP addressesLegitimate interest in protecting you and the service; contract
Breach monitoring (you can turn it off)Your email addressLegitimate interest in warning you about exposed accounts
Billing and tax recordsPayment recordsContract; legal obligation
Service emails: verification, security alerts, receiptsEmail addressContract; legitimate interest
Understanding how people find and use our website, and which campaigns lead to signupsWebsite analytics, signup campaign tagsLegitimate interest in improving the website and our marketing
Fixing bugs and keeping the service runningError reports, masked replaysLegitimate interest in a working, reliable service
Answering support requestsYour messages, account informationContract; legitimate interest

We don't use your data for advertising, we don't sell it, and we don't make automated decisions about you that have legal or similarly significant effects.

5. Who we share it with

We use a small number of service providers, each only for the job listed, under contracts that require them to protect your data:

ProviderWhat they doWhat they receive
Akamai Connected Cloud (Linode)Hosts our servers and database in Frankfurt, Germany, including our website analyticsEverything we store, including encrypted vault data they can't read
Stripe, PaystackProcess paymentsYour email, payment details you enter with them, the amount charged
Apple (App Store), Google (Google Play)Process in-app subscriptionsA random account identifier that ties the purchase to your Credly account; your payment details stay with Apple or Google
Have I Been PwnedBreach monitoringYour email address, sent from our servers
SentryError reportingError reports and masked session replays
Google FontsServes the fonts used by our website and web appYour IP address and browser details when the fonts load

Some features talk to third parties directly from your device, and only when you use them:

We will disclose data to authorities only when the law requires it, and we will challenge requests we believe are overbroad. Because your vault is end-to-end encrypted, the most we could ever hand over is encrypted data and the account information described above. If Credly is ever sold or merged, this policy will continue to apply to your data, and we'll tell you before anything changes.

A small number of Credly staff can view account information (not vault contents) to provide support and keep the service secure. Every such access is logged.

6. International transfers

Our servers are in the European Union (Frankfurt, Germany). Some of our providers process data in other countries, including the United States. Where data leaves the EU or the UK, we rely on adequacy decisions or the European Commission's Standard Contractual Clauses to protect it.

7. How long we keep it

8. Your rights and choices

Depending on where you live (for example under the EU or UK GDPR), you have the right to access, correct, delete or export your personal data, to object to or restrict how we use it, and to withdraw consent where we rely on it. Much of this you can do yourself in the app:

For anything else, email support@credly.verluk.com. We'll reply within 30 days, and we may ask you to prove you own the account first. You also have the right to complain to your local data-protection authority.

9. How we protect it

Beyond end-to-end encryption, we use TLS for every connection, encrypted connections to our database, hashed session and API tokens, rate limiting and account lockouts, optional two-factor authentication and passkeys, and re-confirmation of your master password for sensitive actions. No system is perfectly secure. If you find a vulnerability, please report it through our security.txt contact.

10. Cookies and local storage

We use one cookie: a session cookie that keeps you signed in to the web app. It's strictly necessary, so it doesn't need consent. The apps also keep preferences (theme, auto-lock timing, your last-used email) in your browser's local storage or your device's storage. We use no analytics, advertising or cross-site tracking cookies. Our website analytics are cookieless (see section 3). When you follow a link from our website into the web app, any campaign tags travel in the link and are kept in that browser tab's session storage until you sign up or close the tab.

11. Children

Credly isn't directed at children under 16, and we don't knowingly collect their personal data. If you think a child has given us personal data, contact us and we'll delete it.

12. Changes to this policy

If we make a material change, we'll email you or show a notice in the app before it takes effect, and we'll update the date at the top of this page.

13. Contact

Questions or requests about your privacy: support@credly.verluk.com.